Fourteen Aiken County, SC industries have full pages, ordered by search interest in each industry's funding terms. Every other sector has a short note here with its county counts and the funding types worth comparing.
Materials, crews and machines paid for before an invoice or a draw clears.
Construction business loans in Aiken, SC: contractor financing, equipment, builder lines of credit and HVAC contractor funding for Aiken County firms.
Landscaping equipment financing in Aiken, SC: mowers, zero-turns, trailers, lawn care business loans and landscape finance for Aiken County crews.
HVAC business loans in Aiken, SC: plumber financing, HVAC equipment loans, commercial HVAC jobs and HVAC company financing in Aiken County.
Aiken County, SC had 287 construction employers in 2023 and 1,795 construction businesses without paid employees in 2024 (Nonemployer Statistics, a separate program). Contractors compare a line of credit for materials, equipment financing for machines and a term loan for a yard or a buyout.
The construction page covers builders and specialty trades, with the county's 52 residential builders and 52 other specialty trade contractors.
County Business Patterns counted 53 plumbing, heating and air-conditioning contractors in Aiken County, SC in 2023, 15 of them with a ZIP 29801 address. Service vans, parts stock and retainage on commercial jobs shape their requests, and the HVAC business loans page explains each one with the county's payroll figures.
Their 417 paid employees earned about $54,321 each in payroll (our arithmetic from CBP 2023), and 28 of the 53 firms had fewer than five employees.
County Business Patterns counted 31 electrical contractors with employees in Aiken County, SC in 2023, and 19 of them had fewer than five employees. Nonemployer Statistics counted 89 electrical contractors without paid employees in 2024. Bucket trucks and wire inventory point to equipment financing; progress billing points to a line of credit.
Payroll came to about $54,403 per employee (our arithmetic from CBP 2023), so a partner reading a crew's request will look closely at wages against open contracts.
County Business Patterns counted 51 landscaping services employers in Aiken County, SC in 2023, 70.6% of them with fewer than five employees, and Nonemployer Statistics counted 626 landscaping businesses without paid employees in 2024. Mowers, trailers and trucks fit equipment financing; the landscaping equipment financing page covers them.
Payroll per employee was about $54,004 (our arithmetic from CBP 2023), and 4 employers used a ZIP 29801 address; a partner reads a landscaping request on the equipment and the deposits.
Cleaning businesses fall under janitorial services (NAICS 561720): County Business Patterns counted 21 employers in Aiken County, SC in 2023, and Nonemployer Statistics counted 682 janitorial businesses without paid employees in 2024. A cleaning company's funding needs center on vans, floor machines and payroll before commercial clients pay their invoices, which points to working capital and equipment financing.
Janitorial employers reported $5.2 million in annual payroll across 174 paid employees in 2023 (County Business Patterns), so wages are the cost a cleaning company's request needs to explain first.
Food bought in volume, hourly payroll and kitchen equipment.
Restaurant loans near Aiken, SC: kitchen equipment, restaurant lenders, cash advances, food truck loans and restaurant funding for Aiken County.
County Business Patterns counted 112 full-service and 138 limited-service restaurants with employees in Aiken County, SC in 2023, 250 in all (our sum). Kitchen equipment, a remodel, buying an existing restaurant and the weeks between food orders and sales are the main uses, and the restaurant loans page covers each with the county's restaurant payroll.
Together the two restaurant codes reported $92.7 million in annual payroll (our sum, CBP 2023), and 66 restaurants used a ZIP 29801 address (our sum, ZBP 2023).
The Census counts used here do not separate food trucks from other limited-service restaurants, so there is no truck count for Aiken County, SC. A truck is financed like other equipment: the vehicle and its kitchen secure the agreement, and an operator with a food business history gives a partner deposits to read. Equipment financing has a food truck section.
Bring the truck's quote, the kitchen build list and any permits when you call.
County Business Patterns counted 36 grocery stores (NAICS 4451, which includes convenience stores) with employees in Aiken County, SC in 2023, with 1,303 paid employees. Stock, refrigeration and checkout systems are the costs to plan for, and spoilage limits what a partner advances against food inventory. The grocery store business loans page explains it.
17 of the 36 grocery employers had fewer than five employees, and Nonemployer Statistics counted 45 grocery and convenience retailers without paid employees in 2024, a separate program.
Equipment, practice purchases and insurance receivables.
Medical practice loans in Aiken, SC: physician practice loans, medical clinic and office loans, equipment and buying a practice in Aiken County.
Dental office loans in Aiken, SC: dental practice and clinic loans, dental equipment loans and dentist practice purchase funding in Aiken County.
Chiropractic practice loans in Aiken, SC: physical therapy and optometry loans, equipment financing and practice purchases in Aiken County.
County Business Patterns counted 63 offices of physicians in Aiken County, SC in 2023, with 656 paid employees, and 29 of them used a ZIP 29801 address. Practice purchases, imaging and exam equipment, and the wait for insurance payments shape their requests; the medical practice loans page covers each, and the blog walks through buying a practice.
27 of the 63 offices, 42.9%, had fewer than five employees, so a request may come from a small practice read on the physician's own records.
County Business Patterns counted 46 offices of dentists in Aiken County, SC in 2023, with 432 paid employees and $26.8 million in annual payroll. Funding can cover chairs, imaging and practice purchases. The dental office loans page covers each, and the blog explains financing a dental practice from purchase to equipment.
Payroll per employee was about $62,032 (our arithmetic), and 9 offices had fewer than five employees. Nonemployer Statistics counted 15 dental offices without paid employees in 2024.
Offices of other health practitioners (NAICS 6213) numbered 68 employers in Aiken County, SC in 2023, and 73.5% had fewer than five employees. Treatment tables, therapy equipment, exam lanes and insurance receivables shape their requests; the chiropractic practice loans page covers the group.
The group reported 280 paid employees and $12.8 million in annual payroll in 2023, and Nonemployer Statistics counted 213 practitioners without paid employees in 2024, a separate program. 19 employers used a ZIP 29801 address.
County Business Patterns counted 35 home health care employers in Aiken County, SC in 2023, with 780 paid employees and $38.1 million in annual payroll. Payroll for aides runs ahead of insurance and program payments, which makes working capital and a line of credit the funding types to compare first.
Nonemployer Statistics counted 318 home health businesses without paid employees in 2024, a separate program from the employer count, and 18 employers used a ZIP 29801 address.
Payroll ahead of payments, renovations and furnishings.
Daycare center financing in Aiken, SC: daycare business loans, childcare center funding, commercial loans and buying a center in Aiken County.
Hotel loans in Aiken, SC: renovation, furniture and fixtures, motel financing and working capital for operating hotels in Aiken County.
County Business Patterns counted 49 child day care employers in Aiken County, SC in 2023, and 31 of them had fewer than five employees. Nonemployer Statistics counted 248 child care businesses without paid employees in 2024. Funding can cover classroom build-outs, vans and payroll ahead of tuition and subsidy payments; see daycare center financing.
The centers reported $6 million in annual payroll in 2023, and 8 used a ZIP 29801 address (ZBP 2023).
County Business Patterns counted 32 traveler accommodation employers in Aiken County, SC in 2023, with 410 paid employees. This site covers renovation, furniture and fixtures, equipment and working capital for operating hotels, not mortgages or construction loans. The hotel loans page explains what partners read.
Payroll per employee was about $20,212 (our arithmetic from CBP 2023), and 12 of the 32 employers used a ZIP 29801 address. Furniture, fixtures and equipment fit equipment financing; a renovation fits a term loan.
Lifts, tanks, coolers and stock.
Auto repair shop loans in Aiken, SC: lifts and diagnostic equipment, parts inventory, mechanic and body shop loans, and buying a shop in Aiken County.
Gas station business loans in Aiken, SC: gas station funding, convenience store loans, pump and cooler financing and buying a station in Aiken County.
County Business Patterns counted 61 automotive repair and maintenance employers in Aiken County, SC in 2023, and Nonemployer Statistics counted 228 without paid employees in 2024. Funding can cover lifts, diagnostic tools, parts stock and buying a shop; see auto repair shop loans and the blog post on financing a shop.
29 of the 61 shops, 47.5%, had fewer than five employees, and payroll per employee was about $45,705 (our arithmetic).
County Business Patterns counted 87 gasoline stations and 16 convenience stores with employees in Aiken County, SC in 2023, and 20 of the stations used a ZIP 29801 address. Fuel and store stock, coolers, pumps and buying a station shape their requests; the gas station business loans page covers them.
Station employers reported $18.4 million in annual payroll across 707 paid employees in 2023 (County Business Patterns), and 25 had fewer than five employees.
County Business Patterns counted 19 automobile dealers and 24 automotive parts and accessories stores with employees in Aiken County, SC in 2023. Dealers finance vehicle stock through floor plans, which is outside the six funding types here; parts stores fit inventory financing and a line of credit for restocking between orders.
The parts stores reported 215 paid employees and $7.2 million in annual payroll, and 8 of them used a ZIP 29801 address (ZBP 2023).
Stock bought ahead of sales and fixtures for the floor.
Business loans for retail in Aiken, SC: inventory, fixtures, liquor and furniture store loans, and retail financing for Aiken County storefronts.
Boutique business loans in Aiken, SC: clothing store financing, boutique inventory loans and small business loans for Aiken County boutiques.
Grocery store business loans in Aiken, SC: grocery store loans and financing, lines of credit, requirements and financial statements in Aiken County.
Retail Trade had 533 employer establishments in Aiken County, SC in 2023, the highest count of any sector, and Nonemployer Statistics counted 1,081 retail businesses without paid employees in 2024. Stock, fixtures and uneven sales are the costs to plan around. The retail business loans page covers general merchandise, furniture and building-supply stores.
Retail employers reported $240.9 million in annual payroll across 7,544 paid employees in 2023, and ZIP 29801 had 140 retail employers, the highest count of any sector in that ZIP (ZIP Code Business Patterns 2023).
County Business Patterns counted 45 clothing and clothing accessories stores with employees in Aiken County, SC in 2023, 16 of them at a ZIP 29801 address. Buying stock ahead of sales is their central funding question, and boutique business loans compares inventory financing, a line of credit and cash advances for it.
Nonemployer Statistics counted 143 clothing, shoe and jewelry retailers without paid employees in 2024, a separate program, and 15 employer stores had fewer than five employees.
Machines, chairs and build-outs.
Gyms do not have their own page here: County Business Patterns counted 16 fitness and recreational sports centers with employees in Aiken County, SC in 2023, too few for a full page, though they employed 249 people. A gym's funding needs center on equipment and on buying or expanding a facility. Equipment financing has a gym equipment section, and the blog has a full post on getting financing for a gym.
Business loans for a gym business are weighed on membership revenue in bank statements, the equipment list and the lease. Owners compare an equipment loan or lease for machines, a term loan for a remodel or a purchase, and working capital for payroll during a membership drive. Nonemployer Statistics counted 103 businesses without paid employees in the broader amusement and recreation group (NAICS 2022 7139) in Aiken County, SC in 2024, a group that includes gyms and many other businesses.
County Business Patterns counted 20 beauty salons with employees in Aiken County, SC in 2023, while Nonemployer Statistics counted 703 beauty salons, 232 nail salons and 131 barber shops without paid employees in 2024, a separate program. Funding can cover chairs, dryers, a build-out or a second location; equipment financing and working capital are the comparison points.
The 20 salon employers reported $1.8 million in annual payroll in 2023.
Client books, build-outs and fee timing.
County Business Patterns counted 46 legal services employers, 50 accounting, tax and payroll service employers and 49 insurance agency employers in Aiken County, SC in 2023. Their funding needs center on buying a book of clients, office build-outs and the gap between work done and fees collected, which points to a term loan or working capital. None has its own page on this site.
County Business Patterns counted 47 architectural and engineering employers in Aiken County, SC in 2023, with about $119 million in annual payroll, plus 41 management and technical consulting employers and 45 real estate agent offices. Project-based billing points to a line of credit; commission advances for agents are not among the six funding types on this site.
Real estate offices fit working capital for marketing and office costs.
Equipment-heavy businesses with their own records.
County Business Patterns counted 24 veterinary services employers, 21 support activities for agriculture and forestry employers and 21 fabricated metal product manufacturers in Aiken County, SC in 2023. Exam and surgical equipment, farm machinery and shop machines all fit equipment financing, and a practice purchase fits a term loan. Each request is read on its own records.
Veterinary employers reported $13.8 million in annual payroll across 258 paid employees in 2023 (County Business Patterns).
Mossrock Financial, a small-business funding service in Aiken, South Carolina, sorts Aiken County lines of work by their funding needs: fourteen industry pages from restaurants and medical practices to plumbing and HVAC, plus notes on gyms, salons, cleaning companies, professional firms and others, each with Census counts.
Funding partners consider many kinds of business, and a request from any Aiken County trade, shop, practice or office can be sent by phone or through the form. Fourteen Aiken County industries get a full page here, chosen for their employer counts and the search interest in their funding terms; every other sector gets a short note below.
Counts come from County Business Patterns 2023 unless another program is named, and employer counts and Nonemployer Statistics counts are never added together.
By Mossrock Financial ยท Updated
Call (803) 265-2505 and describe the business and the purchase.
